Travel rewards credit cards take many different forms. Airline rewards cards offer opportunities to fly for free or on the cheap, reducing the cost of your vacations and business trips. Dining rewards cards reduce the cost of restaurant meals, often a major expense on trips. Many cash back credit cards give you a percentage back…
Generally, it’s wise to avoid carrying balances on your credit cards. Credit card balances quickly rack up interest charges, eating into your monthly personal budget and hampering your ability to save and invest. Over time, unpaid credit card balances could compel you to enroll in credit counseling, or even cause you to declare bankruptcy. However,…
This offer is no longer available. JetBlue Plus Card is an airline credit card with a $99 annual fee. Backed by Barclaycard, it’s designed to reward frequent JetBlue flyers with accelerated TrueBlue point earnings and offers enhanced TrueBlue earnings for frequent diners and grocery shoppers as well. In addition, JetBlue Plus Card has a slew of…
The Blue Cash Preferred® Card from American Express (a Money Crashers partner) is a popular cash back rewards credit card with a relatively high annual fee ($95). It shares many of the same features and benefits as its stablemate, Blue Cash Everyday from American Express. However, its cash back rewards program is significantly more generous: unlimited 6%…
The JetBlue Card is a no-annual-fee airline credit card backed by Barclaycard. Its rewards program accelerates cardholders’ TrueBlue (JetBlue loyalty point) earnings on JetBlue flights and at restaurants and grocery stores. It has a few other perks up its sleeve too, including deep discounts on in-flight purchases. If you live in a city that’s well-served…
Gas is one of the most popular credit card rewards categories. That’s no surprise, as most Americans rely on gas-powered cars to get around and are always searching for ways to save money on gas. Many general-purpose cash back credit cards include gas or gas station purchases as a regular rotating category, while others feature permanent cash back on…
Small business credit cards are increasingly popular business financing options, particularly for entrepreneurs who don’t qualify for traditional business loans and don’t have access to networks filled with deep-pocketed family members, friends, and colleagues. No matter what your business does, a credit card can probably help – as long as you use credit wisely and avoid…
Travel rewards credit cards fall into several broad categories. First, airline rewards credit cards are designed to reward spending with specific airlines or airline partnerships. When purchasing airfare, in-flight incidentals, and possibly other travel-related items, cardholders earn points at accelerated rates. Once enough points are racked up, they can be redeemed for free or discounted flights, free or…
How’s your credit these days? If you’d prefer not to answer that question, you’re not alone. Millions of Americans have imperfect credit due to bankruptcy, foreclosure, crushing medical or student loan debts, and other financial black marks. A bad credit score can affect your ability to secure an affordable home loan, rent an apartment, get…
Most college students have limited experience with credit cards and other forms of credit. Accordingly, their credit histories are often thin or nonexistent. Therefore, the single most important reason for students to apply for credit cards is to build a positive credit history. Students keen on building credit quickly need to look for cards that report…