HSBC Gold Mastercard® Credit Card is a no-frills credit card with one standout benefit: a super-long 0% APR introductory promotion that applies to balance transfers and credit card purchases made within the first 18 months. Few other credit cards offer such long introductory promotions. If you’re trying to get out from under existing credit card debt…
The OpenSky® Secured Visa® Card is a secured credit card issued by Capital Bank, a Maryland-based institution that offers a variety of deposit and credit products for consumers and business owners. Like all top secured credit cards, OpenSky Secured Visa is designed for consumers setting out on the long road to building or rebuilding credit. In…
Can and should you pay your rent with a credit card? It depends on several factors like your motivation for doing so, the intermediary you’re using (cheaper is not always better), and which credit card you plan to use. Learn why you might want to pay your rent by credit card, when you should think…
The U.S. Bank Business Platinum Card is a perennial contender for placement on our list of the best business credit cards on the market today. This card merges the best features of a low APR credit card with an excellent 0% APR introductory promotion that applies to purchases and balance transfers. If you’re a frugal business owner…
The BBVA Select Credit Card is an exclusive rewards card that blends elements of cash back rewards credit cards and travel rewards credit cards. Its $125 annual fee is waived during the first year, and its sign-up bonus (worth up to $300) further makes up for the recurring charge. The rewards program is pretty generous too:…
The BBVA Optimizer Credit Card is a secured credit card with a $40 annual fee. Like other secured credit cards, it’s designed for people with poor to below average credit, including those who’ve recently experienced serious financial shocks – though people with very recent bankruptcies may not qualify right away. With responsible credit use and…
The BBVA ClearSpend Prepaid Visa® Card is a reloadable prepaid debit card with no annual fee and no monthly maintenance fee when you load at least $400 during the month. For consumers who like to stay lean, ClearSpend Prepaid Visa a great alternative to a traditional bank account. Even for those with standard bank accounts…
The BBVA ClearPoints Credit Card is a straightforward cash back credit card with no annual fee and a flat rewards scheme that earns unlimited 1 point per $1 spent on everything, regardless of category. Though its point-earning rate leaves something to be desired, it has some cardholder-friendly perks, including a $100 sign-up bonus and an associated…
The Citi® Diamond Preferred® Card is a straightforward credit card with no annual fee and a great 0% introductory purchase and balance transfer APR promotion. Although it doesn’t offer a sign-up bonus, cash rewards program, or very low APR once the introductory period ends, Citi Diamond Preferred is one of the best options out there for new…
The Capital One® Platinum Credit Card is a no-frills, no-annual-fee credit card designed for consumers who wish to build their credit. Although it’s not a secured credit card and thus doesn’t require an upfront deposit, it has a fairly high regular APR and comes with a low initial credit limit. However, when used responsibly, Capital One Platinum…