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Small Business Finances

There are 56.7 million freelancers in the United States. If this is your first year joining their ranks, you’re probably wondering how to file 1099 taxes. Well, hopefully, you’ve been setting aside at least a bit of money this year to pay your tax burden. If not, well, best of luck. You can always look into the…
As an owner, you have tons to consider when managing your business. One of the essential things that you have to look into is your accounting practices. You have to track profits, expenses, and revenues efficiently to avoid certain complications getting in your way. By doing this, you get to focus more on what you…
What is your credit report? Aggregated from your loan and repayment history, your credit report details essential information about how you engaged with credit lines in the past. This helps providers understand and predict the level of risk involved with helping you borrow – from financing, mortgage provision, and the allocation of credit cards. You…
Automation can be a beautiful thing. By incorporating automation into your business processes, you’ll have time to work towards goals that have been pushed to the wayside. Let’s look at bookkeeping, for example. Unless you’re an accountant (and even if you are), you probably don’t love the manual processes and time expenditure associated with managing…
There are over 30 million small businesses in the United States which comprise 99% of all companies domestically. If you’d like to join the millions of entrepreneurs that are out there working for themselves and making their own way, you’re going to need money to do it. Why? Because starting a business requires having cash for payroll,…
Money is the sixth sense, without which you cannot make complete use of the other five senses. Every morning when we get up, we have two choices with us, one is to get back to the sleep and dream your dreams, and the other is to wake up and chase those dreams. If you are…
Given the low liquidity and high-risk of investing in a penny stock, the question arises whether it is even possible finding some winners in this industry. The answer is yes, given that you follow these guidelines: Focusing On Earnings Look for a penny stock that has robust earnings growth and who is trading close to…
Have a business but always having negative cash? Sometimes, you end up spending more, especially when you think you have a big sale. Don’t worry because this scenario is popular for many business owners, especially when you’re hands-on with your business. Moreover, if you need more money to finance your business, loans are your go-to…
Do you have a hard time managing your money? You’re far from the only person struggling with this problem! Americans as a whole are carrying around more consumer debt than ever before. They’re also failing to set aside enough money in their savings accounts and more concerned about where they’re going to take their next vacation than…
Is your credit score costing you money or saving you money? One recent report says that your credit score can cost you more than $45,000 if you have a poor one. When you equate your credit score to dollars and cents, you begin to realize just how important it is. It determines your ability to get a…